If you have a credit card, there are numerous benefits you can use to get free hotel stays and other perks. But some cards don’t have the perks that others do, so it’s important to shop around to find the best fit for your lifestyle and travel needs. Here are some of the most common benefits offered by hotel credit cards:

Automatic elite status with a particular brand

If your credit card is affiliated with a certain hotel chain, you can often earn automatic elite status in that company’s loyalty program. This means you’ll be rewarded with benefits like free breakfast, welcome amenities or even waived resort fees. Depending on the hotel chain and the card, you may be awarded the benefits immediately or after holding the card for a year.

Points earned with a hotel card

For every dollar you spend, you can earn points that can be redeemed for free nights at a particular hotel or at other hotels in the same chain. You can also earn bonus points for certain spending categories. For example, you can earn a whopping 15 points per dollar when you pay with your card at Hyatt family properties.

Free night awards with some hotel credit cards

Some hotel credit cards offer a free night award as an incentive to sign up for the card. This can save you a lot of money on your hotel stays. However, it can take several weeks for this certificate to show up in your account, so make sure you don’t miss out on it.

No annual fee

If you are a frequent traveler, consider applying for a co-branded hotel credit card. These are usually offered by a major hotel chain and are designed to offer hotel stays to travelers who regularly stay at that brand’s properties. Using a co-branded card can give you access to many extra perks, such as complimentary airport lounge access, car rental insurance and trip accident insurance.

No credit check required

If your credit is in good shape, you should be able to apply for a room place credit card without any problems. You can use the online application form on their website to submit your information. You will need to provide general financial information, such as your Social Security Number and annual income.

A credit score of 650 or higher is typically the minimum requirement to be approved for this card. If your credit is poor, it’s still possible to be approved if you have a strong history of making on-time payments.

You can also look for cards that have no annual fee, if you’re looking for a low-maintenance option. Having a credit card with no annual fee can help you to avoid interest charges and late fees on your balance.

Easy payment options

A Rooms to Go credit card allows you to finance your furniture purchase, allowing you to make payments on your purchase over time. This card is especially useful for people who don’t have the financial ability to make full payments on their furniture purchases right away.

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